HALLOWELL — The year 2007 was a big one for Jac Arbour for several reasons.
First, on Feb. 22, he began his career path by passing the Maine Life, Accident and Health Insurance Exam. Three months later, with a diploma in hand from Bowdoin College, he began to focus on retirement and estate planning. Jac had a vision to set the financial world on fire and that’s exactly what he’s been doing ever since.
In 2012, Jac decided to further his education through the American College of Financial Services. By 2014, Jac had earned his ChFC designation. For those not familiar with this designation, it stands for chartered financial consultant and is considered the highest standard of knowledge in the financial planning industry. Jac passed nine courses and nine exams in order to achieve this designation.
Jac then went on to pass his CFP (certified financial planner) certification exam; therefore expanding the list of designations, certifications, degrees, awards, and plaques. To boot, Jac has been a member of the prestigious Million Dollar Round Table since 2010, when he was only 24. That’s nine years running, and makes him somewhat of a prodigy in a business where typically older and more experienced professionals tend to be the ones with such accomplishments.
It all makes sense once you sit and speak with Jac. He has a laid-back approach and a knack for explaining complex financial jargon in an understandable way. His educational background quickly reveals itself as he begins to effortlessly make sense of one’s financial picture and map out a plan for the future. One of his best attributes is that his approach to his clients is rooted in education and doing what is right for the client.
At J.M. Arbour, all advisors are fiduciaries and offer fee-only investment advisory services. Under this model, clients pay a set percentage based on the assets being managed. All advisors are therefore incentivized to grow and protect client accounts as their interests are directly aligned with those of their clients.
Fee-only investment advisory has become increasingly popular as the public has become more informed about investment costs and services. “Most people we meet don’t know what they are paying for investment advice. With us, however, they know exactly what they are getting and how much they are paying for it. Right to the penny,” said Arbour. “Fee-only investment advisory can be likened to an umbrella under which there are no commissions, no kickbacks, no loads, and no ulterior motives. With us, one fee takes care of it all. Our clients know in their bones that we are on their team.”
J.M. Arbour offers actively managed portfolios, 401(k) and IRA Rollovers, 401(K) plan design, implementation, and guidance, and a suite of insurance services. The firm also partners with top rated attorneys and CPAs to offer comprehensive wealth management services.
If you have any questions or inquiries about their services, you can reach them at 207-248-6767, or you can stop by to introduce yourself at 77 Water St. in Hallowell. You can also visit JMA online at www.jmarbour.com.