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Once you decide to downsize, it’s time to consider what living situation will meet your current and future needs. Think about location, accommodations, and amenities. Would you like to live close to family and loved ones? Do you enjoy lawn care or want the maintenance done for you? Talk with your family about your plans, then make a list to narrow down your priorities.
How to downsize depends on location, size, setup, and cost. We’ve split the choices into two basic categories: residential communities and aging in place. Residential communities may provide additional services like lawn care, social activities, and more. Aging in place may mean staying in your home, moving to a smaller home, or living in a retirement community.
When you start planning for your move, make sure to start early. Give yourself enough time to prepare a plan with goals and a timeline. When do you want or need to move? Work back from that date, and consider when to declutter, pack, and make moving arrangements. Don’t forget to forward medical records, prescriptions, and mail to your new location.
Decluttering your home before a move can be overwhelming. Tackle practical must-haves first, like kitchen and bathroom supplies. Save the emotional items (art, heirlooms, photos) for later. Sort by the following categories: keep, toss, and give away – no maybes! Allow enough time to thoughtfully go through your belongings and enjoy the memories associated with these items.
If you are a retiree looking to downsize, you have options at KFS Mortgage Company. Our mortgage experts will compare the pros and cons of each loan. KFS Mortgage Co. Experience, Trust, Peace of Mind.
KFS Mortgage Company, 207-873-5153, www.kfshomeloan.com NMLS #2097505, ME NLC2312503, Equal Housing Lender
